Union benefits
Build the trade. Protect the life around it.
Use this page to reach the right benefits website quickly. Start with Health & Welfare or the national pension, and call Local 106 if you are unsure which resource applies.
Member benefit links
Choose what you need.
These are the two primary benefits websites most members will need. Each large card is a direct link.
Claims, eligibility, forms and H&W account information
Open the Stewart C. Miller & Co. member-links page for Health & Welfare claims, deductibles, forms, eligibility and related member access.
- Claim status and Explanation of Benefits
- Eligibility, contributions and bank reserve
- Important forms and retiree self-payment
National Roofing Industry Pension Fund
Use the NRIPF participant website for national pension account access, plan information, forms, notices and pension resources.
- Participant account login and registration
- Pension forms and plan documents
- Frequently asked questions and fund resources
Use the right starting point
Three resources. Three different jobs.
S.C. Miller supports Health & Welfare access, NRIPF is the national pension destination, and First Hill Trust is the supplemental-plan resource.
Stewart C. Miller & Co.
Use the S.C. Miller member-links page for H&W claims, deductibles, forms, eligibility, contribution history, bank reserve and available payment links.
Open H&W member links ↗National Roofing Industry Pension Fund
Use NRIPF for participant account access, national pension plan information, forms, documents, notices and pension-related resources.
Open national pension website ↗First Hill Trust
Use First Hill Trust when you need the supplemental-plan resource identified by Local 106 or in your current plan materials.
View supplemental-plan information ↓Optional reference guide
Common benefit-account terms.
This lower-page guide explains common terms only. A category’s appearance here does not mean it is included in every Local 106 member’s plan.
FSA / TOOL 01
Flexible Spending Account
An FSA can allow an eligible participant to fund qualified healthcare expenses with pre-tax dollars deducted from pay. Annual elections, eligible expenses, carryover or grace-period provisions, and claim deadlines depend on the plan.
HSA / TOOL 02
Health Savings Account
An HSA gives eligible participants enrolled in an HSA-qualified high-deductible health plan a tax-preferred way to save for qualified medical expenses. The account belongs to the participant, and unused funds generally remain available from year to year, subject to federal rules.
HRA / TOOL 03
Health Reimbursement Arrangement
An HRA uses employer contributions to pay or reimburse eligible medical-care expenses under the terms of the plan. Available balances, qualifying expenses, claim procedures, and rollover rules are plan-specific.
DCA / TOOL 04
Dependent Care Account
A dependent care account may allow eligible participants to reserve pre-tax dollars for qualified care that enables them—and, when applicable, a spouse—to work or look for work.
LPFSA / TOOL 05
Limited-Purpose FSA
A limited-purpose FSA is generally designed for qualified dental and vision expenses. It may be paired with an HSA when the governing plan and federal requirements allow.
MED / TOOL 06
Group Medical Benefits
Health & Welfare plans can include eligibility rules, deductibles, networks, claim procedures and participant responsibilities. Use the S.C. Miller member-links page and your current plan documents for the information that applies to you.
Supplemental plan
First Hill Trust is a secondary resource.
First Hill Trust is listed for the supplemental plan. It is separate from the primary Health & Welfare links through S.C. Miller and the national pension website through NRIPF.
Open First Hill TrustA simple way to begin
Start with the right benefit.
- 01Identify
Name the benefit.
Decide whether your question is about Health & Welfare, the national pension or the supplemental plan.
- 02Connect
Open the matching link.
Use S.C. Miller for H&W, NRIPF for the national pension, or First Hill Trust for the supplemental plan.
- 03Confirm
Check current documents.
Plan documents control eligibility, coverage, contributions, deadlines and required forms.
- 04Ask
Call when unsure.
Local 106 can help point you toward the correct office before you submit information.
Benefit questions
Start with the right source.
Use S.C. Miller for Health & Welfare access, NRIPF for the national pension and First Hill Trust for the supplemental plan.
Start with the S.C. Miller member-links page for claims, deductibles, forms, eligibility and related H&W access.
Use the National Roofing Industry Pension Fund website for participant access, forms, documents, notices and pension resources.
First Hill Trust is the supplemental-plan resource. Use it when your plan documents or Local 106 direct you there.
The S.C. Miller member-links page includes access for Indiana State Council of Roofers H&W contribution history, bank reserve and eligibility.
Call Roofers Local 106 at 812.424.8641 for union-specific direction or help identifying the correct benefits resource.
Your local connection
Questions are worth asking early.
Use the direct links near the top of this page, or call the hall if you are unsure which benefits office to contact.